Senior travelers usually aren’t aware that Medicare doesn’t cover for them while they are traveling. Our elders who have gone before us and provided us with knowledge from the past shouldn’t be left with no proper information. We should be doing a lot more than that, to inform them up front that if they are on a vacation that their insurance does nothing for them.
Medicare would not be of use in case there is an emergency when you are out of the country because they don’t provide you with traditional medical needs and hospital coverage. Medical attention or a medical evacuation in case of an emergency can cost from $10,000 up to $100,000 so with an elderly person in mind that poses a huge financial risk for them. With a population that is living on a fixed income it really does not make a lot of sense that they would go without travel insurance. There are several varieties of travel health insurance plans available, including some cheap travel insurance plans such as senior citizen travel insurance.
The shorter the trip the cheaper the coverage, nevertheless its strongly suggested. Even if you are traveling to Canada or Mexico it will be of great benefit to have travel insurance. Single trip coverage can be purchased from 1 day up to one year, so if you dont travel often this might be the way to go.
There’s also a policy available for senior citizens that will give them coverage throughout the whole year and they can have more than 1 trip within a 90 day period. When searching for the right policy, it would be a good idea to let the insurance company know where you will be going since there might be restrictions for places regarded as as high risk.
The leanest policy anyone on Medicare can get is merely going to cover trip cancellation and medical insurance. This offers a fairly low-priced plan, but it really depends upon what you are doing and where you are traveling to.
Do you have any questions about travel insurance or the Enjoy Apartments cancellation policy? Contact us.
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